Education Loan
Make Your Dream Education Affordable
Get expert assistance in securing education loans with flexible repayment options, competitive interest rates, and quick processing to support your overseas education.
Why Choose an Education Loan?
An education loan helps students finance tuition fees, living expenses, travel, and other study-related costs. It enables you to pursue higher education abroad without financial stress while offering flexible repayment options after graduation.
What Can an Education Loan Cover?
Tuition Fees
Living Expenses
Accommodation
Travel Expenses
Study Materials
Health Insurance
Visa & Application Fees
Other Expenses
Loan Eligibility
- Confirmed admission to a recognized university
- Valid academic records
- Co-applicant (if required)
- Proof of income
- Meet lender eligibility criteria
Documents Required
- Admission Letter
- Valid Passport
- Academic Transcripts
- Fee Structure from University
- Identity & Address Proof
- Income Proof of Co-applicant
- Bank Statements
- Passport-size Photographs
Our Loan Process
01.
Free Loan Consultation
02.
Eligibility Assessment
03.
Document Verification
04.
Loan Application Submission
05.
Loan Approval
06.
Disbursement of Funds
Benefits of an Education Loan
- Covers major education expenses
- Competitive interest rates
- Flexible repayment options
- Quick loan processing
- Supports study abroad goals
- Financial assistance from trusted lenders
Documents Required
Non-Banking Financial Companies (NBFC's)
Tax Saving (ITR sec-80E)
Track and apply online
Covers tuition fee & more
Loan amount up to 100% of expense for secured loans
Loan amount up to ₹75 lakhs available for unsecured loans
Interest rate for secured loans starting from 9.75%*
No margin money is required.
Repayment period up to 15 years
0.75% processing Fee for IDP referred students
0% TCS on foreign remittances made for education purposes.
Covers tuition fee & more
Track and apply online
Loan amount up to 100% of tuition fees for secured loans
Loan amount of up to ₹1 crore
Interest rate from 10.5% to 14.25% per annum*
No margin money is required.
Repayment period up to 17 years
Fast Tracked Loans approvals in 3-days *
Pre-admission sanction letter available
Tax Saving (ITR sec-80E)
Track and apply online
Covers tuition fee & more
Loan amount up to Rs. 3 Crore with collateral for secured loans
Loan amount up to Rs 1 crore for unsecured loans
Interest rate for secured loans starting from 10.25%*
No margin money is required.
Repayment period up to 15 years
Instant Sanction for Select Institutes
Zero hidden charges
Discounted processing fee
No Pre-payment charges
Flexible repayments
Course period + up to 12 months grace partial interest repayments for categorised institutes.
Frequently Asked Questions
Students with confirmed admission to an eligible university can apply, subject to lender requirements.
It depends on the loan amount and the lender’s policies.
Yes. Many education loans cover tuition, accommodation, travel, and other study-related expenses.
Most lenders offer a moratorium period, allowing repayment to begin after course completion or as per the loan agreement.
Yes. Many lenders process loans after you receive your university admission offer.
Our Team Success
Satisfied Students
VISA Success Rate
Education Loan Disbursed
Get Free Counselling Today !
Get In Touch
Reach Us
-
SMS Overseas Palnadu, Narasaraopet, Palnadu (Dt),
Andhra Pradesh. - smsoverseaspalnadu@gmail.com
- +91 8247607849
- +91 8247607849