.Effective Date: [30/07/2026]

Welcome to SMS Overseas Palnadu we. By accessing or using our website and services, you agree to comply with and be bound by these Terms & Conditions. If you do not agree with these terms, please do not use our website or services.

1. About Our Services

SMS Overseas Palnadu provides study abroad consultancy services, which may include:

• University and college admissions guidance

• Course and country selection

• Career counseling

• Application preparation and submission

• Statement of Purpose (SOP) guidance

• Letter of Recommendation (LOR) guidance

• Visa assistance

• Scholarship guidance

• Education loan assistance

• Accommodation assistance

• Travel and pre-departure support

• English proficiency coaching (where applicable)

Our role is advisory and facilitative. We do not guarantee admission, scholarships, visa approval, or employment.

2. Eligibility

By using our services, you confirm that:

• You are at least 18 years old, or have the consent of a parent or legal guardian.

• The information you provide is accurate, complete, and up to date.

• You will comply with all applicable laws and regulations.

3. User Responsibilities

You agree to:

• Provide truthful and accurate information.

• Submit genuine academic and personal documents.

• Respond promptly to requests for additional information.

• Pay applicable service fees on time.

• Keep your contact information updated.

You are solely responsible for the accuracy and authenticity of the documents you provide.

4. No Guarantee of Admission or Visa

Admission decisions are made solely by the respective universities or educational institutions.

Visa decisions are made exclusively by the relevant immigration authorities.

SMS Overseas Palnadu cannot and does not guarantee:

• Admission to any institution.

• Approval of any visa application.

• Scholarship awards.

• Employment opportunities after graduation.

• Permanent residency or immigration outcomes.

5. Application Process

We assist with preparing and submitting applications based on the information and documents you provide.

You acknowledge that:

• Universities may request additional documents.

• Deadlines must be strictly followed.

• Application requirements may change without notice.

Failure to provide requested documents on time may delay or affect your application.

6. Fees and Payments

Certain services may require payment.

All fees must be paid according to the agreed payment schedule.

University application fees, visa fees, examination fees, courier charges, and government fees are generally separate unless specifically stated otherwise.

Late payments may result in suspension or termination of services.

7. Refunds

Refunds are governed by our Refund & Cancellation Policy.

Certain fees, including government charges, university application fees, visa fees, and third-party service charges, are generally non-refundable.

8. Document Verification

We reserve the right to verify any document submitted.

Submission of forged, altered, misleading, or fraudulent documents may result in:

• Immediate termination of services.

• Cancellation of applications.

• Reporting to relevant authorities or institutions where required.

9. Intellectual Property

All website content, including but not limited to:

• Logos

• Text

• Graphics

• Videos

• Course guides

• Blogs

• Downloadable resources

• Website design

is the property of SMS Overseas Palnadu unless otherwise stated.

You may not copy, reproduce, distribute, modify, or republish any content without prior written permission.

10. Website Usage

You agree not to:

• Use the website for unlawful purposes.

• Attempt unauthorized access to our systems.

• Upload malicious software or harmful code.

• Interfere with website functionality.

• Misrepresent your identity.

We reserve the right to suspend or terminate access for violations of these terms.

11. Third-Party Services

Our website may include links to third-party websites or services, such as universities, payment gateways, or visa information resources.

We are not responsible for the content, privacy practices, or policies of these third parties.

12. Limitation of Liability

To the maximum extent permitted by law, SMS Overseas Palnadu shall not be liable for:

• Admission rejections

• Visa refusals

• Scholarship denials

• Delays caused by universities or government agencies

• Changes in immigration policies

• Course cancellations

• Financial losses resulting from decisions made by third parties

• Technical issues beyond our reasonable control

13. Indemnification

You agree to indemnify and hold harmless SMS Overseas Palnadu, its directors, employees, consultants, and partners from any claims, damages, liabilities, or expenses arising from:

• False information provided by you.

• Misuse of our services.

• Violation of these Terms & Conditions.

• Submission of fraudulent documents.

14. Privacy

Your use of our services is also governed by our Privacy Policy.

By using our website, you consent to the collection and processing of your information as described in that policy.

15. Changes to Services

We reserve the right to modify, suspend, or discontinue any part of our services at any time without prior notice.

16. Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of the country or state in which SMS Overseas Palnadu operates.

Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.

17. Force Majeure

We shall not be held responsible for delays or failure to perform obligations due to events beyond our reasonable control, including but not limited to:

• Natural disasters

• Pandemics

• Government actions

• War

• Internet outages

• Power failures

• Civil disturbances

18. Changes to These Terms

We may revise these Terms & Conditions from time to time.

Updated versions will be posted on this page with a revised Effective Date.

Continued use of our website constitutes acceptance of the updated Terms.

19. Contact Us

For any questions regarding these Terms & Conditions, please contact:

SMS Overseas Palnadu

Email: smsoverseaspalandu@gmail.com

Phone: +91 8247607849

Address: Narasaraopet, Palnadu(DT), Andhra Pradesh.